Job Description

Job Description

Job Description

The POWER of a CAREER!

At Northpointe Bank, we believe your career should empower you — to grow, contribute, and find purpose. We’re hiring a Chief Credit Officer (CCO) to lead the Bank’s credit risk portfolio and serve as a strategic partner in driving growth, compliance, and operational excellence.

This role is ideal for a seasoned financial leader with deep credit expertise, warehouse lending knowledge, and the ability to integrate credit, operations, servicing, and capital markets into a cohesive growth strategy.

What You’ll Do:

• Develop and oversee the Bank’s credit policies, risk management frameworks, and governance processes.
• Play a key role in product approval, ensuring credit standards align with growth and risk objectives.
• Monitor loan performance, delinquencies, and risk trends, while driving CECL modeling and analytics.
• Oversee warehouse lending approval, monitoring, and compliance, ensuring optimal facility utilization.
• Lead portfolio lending oversight, including policy exceptions, loan structures, and retained asset performance.
• Enhance default servicing and compliance, while supporting capital markets agreements and investor relationships.
• Advise the Executive Team and Board on credit risk, governance, and long-term growth strategies.
• Mentor and develop senior leaders across Credit, Servicing, Operations, and Capital Markets.

What You Bring:

• Bachelor’s degree in Finance, Economics, or related field (MBA preferred).
• 10+ years of progressive leadership experience in commercial banking, credit unions, or specialty finance.
• Expertise in credit policy, warehouse lending, CECL modeling, and regulatory exams.
• Proven ability to lead cross-functional teams across credit, operations, servicing, and finance.
• Strong knowledge of warehouse lending structures, portfolio credit management, and capital markets.
• Public company or governance experience strongly preferred.
• Exceptional leadership, communication, and strategic decision-making skills.
• High integrity, strong judgment, and a solutions-oriented mindset.

Why Join Northpointe?

We offer a collaborative, growth-focused environment where your leadership directly shapes the Bank’s credit and operational strategy. Enjoy competitive benefits, career development, and the opportunity to make an executive-level impact on a high-performing financial institution.

Our Hiring Philosophy

Northpointe Bank recognizes that the quality of our people is the foundation for our success. Attracting individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy.

It is the policy of Northpointe Bank and its subsidiaries to provide equal employment opportunities (EEO) to all persons regardless of age, race, sex, religion, national origin, handicap, marital status, or other attributes not pertinent to the job requirements. This policy reflects our practice of making all employment decisions, from recruitment to promotions, based on an individual's qualifications without discrimination on any basis.

Benefit Information:

• Medical
• Dental
• Vision
• Life, LTD, & AD&D
• Dependent Care Spending Plan (DCSA)
• Employer Stock Ownership Plan with 401(k) feature and company match
• Complimentary Banking Services
• Tuition Assistance

Ready to Apply?

If you're ready to lead, grow, and make an impact at the executive level, we want to hear from you. At Northpointe Bank, this is more than a job — it’s the POWER of a CAREER .

AA - EOE

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